p2p lending at lending club
Payoff medical bills then consolidate & payoff credit acct
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Listing Information
Amount: $25,000.00 Status: Expired
Grade: A DTI: 47%
Lender Rate: 30% Borrower: PleaseSetMeFree
Time Left: Finished State: GA
Funded: 18% Group: (No Group)
Purpose of loan:
I fell and injured my back in April 2008, and as a result, accumulated several thousand dollars in medical fees.  During the time I was injured, I ran up my paid off accounts.  I had previously consolidated and paid off some of my credit accounts, but didn't consolidate all nor close them.   I'm not making that mistake again.

My financial situation:
I am a good candidate for this loan because I pay my bills on time.  Over the years I have accumulated too much debt and now, because of the additional medical fees, I have reached the point where it's getting difficult to comfortably make all my minimum payments. 

I'm tired of the stress the debt accumulation over the years have caused and have had many sleepless nights over it.  The addition of the medical fees on top of the other debt has just about pushed me to the edge stress-wise.  I've heard it said that many people are one to several paychecks away from financial disaster.  I now see how easily that can happen when one has too much "bad" debt.

I have carefully considered how I would use the $25,000 and if the loan will actually give me some breathing room, or if it will make my situation worse.  I would not risk taking on more debt if I didn't believe it would improve my situation.  Please consider funding my loan.

Thanks in advance to those who are willing to take a chance on me.
Borrower's Other Listings
389594 Payoff medical bills A $7,500 @ 14% Aug 28, 2008 Loan created

 

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