Starting portable photography studio & Website
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 28% |
| Lender Rate: | 18% | Borrower: | phototom5 |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-19 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Aug 19, 2008 | Current |
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This loan is a repost. I have lowered my loan amount to $5500.00. I have found all the equipment slightly used from a local. The nice thing about this equipment is that it is all professional; after I looked at it I could see that it has not been punished or abused. I would like to thank everyone who bid on my original loan amount. Purpose of loan: This loan will be used to purchase: new studio equipment and a professional multi page website. I already have some studio lights, camera and lenses (All Professional Level). The equipment I plan to buy is as follows: 1-Sekonic L358 Light/Flash Meter With Transmitter for Pocket Wizard radio slave 3-Norman ML600 600 W/S Monolight Built-in Pocket Wizard Receiver 1-Quantum Turbo Battery Portable power pack With power cords for Canon 3-Manfrotto lighting stands 1-Manfrotto Boom Stand 1 or 2- Tamrac Rolling Cases for Lights, Stands & Accessories. 2 or 3- light boxes (2-Med. Size 1-Lrg.) 1-Manfrotto tri pod on rollers and geared 4-6 Muslin and Canvas Backgrounds. Possibbley a little more. This new equipment will be added to my already existing equipment.Profesional level canon camera, 70-200 2.8 L Canon Lens, 2-Monolights, Radio Slave system (1 transmitter 2 Receivers) 15+ years experience with name out there locally. My financial situation: Both me and my wife are licensed teachers with each one of us starting a new job in teaching this fall. (Reason it shows that I have 0months and years at job) The two new jobs are contracted and add a income of almost a extra 20 Thousnand dollars in income as compared to our other jobs. I am also a good candidate for this loan because I have a secure background with money. I am responsible and truly dedicated to making myself succeed. I have a degree in Profesional Photography with a specialization in both commercial and portrait photography and I am also a liscened teacher in the state of Minnesota for K-12 art education. I plan on targeting wedding, comercial, High School Seniors, and my fine art photography. My fine art is produced on a watercolor, acid free paper with a archival quality to last over 100 years. Monthly net income from teaching: $3,000.00 aproximately 3-4 Hundred in photography income. Total yearly income for both me and my wife is around 90-95 Thousand dollars. Not including new income from Photography. Hopefully around 12-18 Wedding/year would be a total sales of 20 thousand plus. Monthly expenses: $ Housing: $ 1225.00 (Includes Escrow for Insurance and Taxes) Insurance: $ Wife Pays Car expenses: Truck is almost payed off @ $205.00/Month (I think I have 3-4 Months left) Utilities: $ Wife Pays Phone, cable, internet: $ Wife Pays Food, entertainment: $ Wife Pays Clothing, household expenses $ Wife Pays Credit cards and other loans: $200.00 My Credit card usage is also off at 102%; It should be around 65-75%. Other expenses: $ Wife Pays thanks you for your time |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 278713 | Starting portable photography studio & Website | B | $7,500 @ 18% | Feb 12, 2008 | Expired |
| 284688 | Starting portable photography studio & Website | B | $7,500 @ 18% | Feb 26, 2008 | Expired |
| 377356 | Starting portable photography studio & Website | C | $7,500 @ 20% | Aug 03, 2008 | Withdrawn |
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