p2p lending at lending club
Consolidation
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Withdrawn
Grade: A DTI: 11%
Lender Rate: 11% Borrower: teacherlives
Time Left: Finished State: VA
Funded: 46% Group: (No Group)
Purpose of loan:
I will use the money to finish our downstairs bathroom.  This will increase the value of our home for when we go to refinance our mortgage in six months.

My financial situation:
I just completed my 17th year of teaching.  I have a secure monthly income.  Although I do have a few delinquencies due to late payments on credit cards, I have never defaulted on a loan and have always paid my debts.  My mortgage has never been late and I have always paid car loans on time. 

Monthly net income:$3835.75

Monthly expenses:$2,812.00

  Housing: $1950.00 (my husband pays this)
  Insurance: $150.00
  Car expenses: $300.00
  Utilities: $112.00
  Phone, cable, internet: $125.00
  Food, entertainment: $25.00
  Clothing, household expenses $50.00 
  Credit cards and other loans: $25.00(will get rid of this with loan)
  Other expenses: Prosper Loan #1:  $198.00 - have not had one late payment for 7 months! :)
Borrower's Other Listings
240444 Consolidation A $10,000 @ 11% Nov 29, 2007 Withdrawn
243673 Consolidation A $8,000 @ 11% Dec 04, 2007 Expired
248724 Consolidation A $8,000 @ 11% Dec 11, 2007 Cancelled
249530 Consolidation A $8,000 @ 11% Dec 12, 2007 Withdrawn
253861 Consolidation A $6,000 @ 11% Dec 20, 2007 Expired
257774 Consolidation A $6,000 @ 11% Dec 30, 2007 Expired
262579 Consolidation A $6,000 @ 11% Jan 09, 2008 Loan created
380074 Consolidation A $4,500 @ 10% Aug 08, 2008 Loan created

 

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