Consolidating Debt getting ready for baby
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Expired |
| Grade: | B | DTI: | 44% |
| Lender Rate: | 9% | Borrower: | MarcoI |
| Finished | State: | TX | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to consolidate our debt in anticipation of our baby, who is due in September. We are looking to lower our total monthly payments to ensure that our budget has plenty of room for the expenses that a new addition to the family will bring. My financial situation: We are good candidates for this loan because we are very reliable and always make all of our payments on time. We have also had a previous loan on prosper, which we paid back in full without ever having a late or missed payment. I have a full time job as a Helpdesk Analyst for a major insurance company and my wife is a first grade teacher. Monthly net income: $ 2,516 for me. My wife?s net monthly income is $ 2,375. Household Net is $ 4,891. Monthly expenses: $ 4,170 Housing: $ 1,800 Insurance: $ 170 Car expenses: $ 600 Utilities: $ 350 Phone, cable, internet: $ 250 Food, entertainment: $ 200 Credit cards and other loans: $ 600 Other expenses: $ approx. 200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 83752 | Catlover in Crisis - 3 Cats Sick, High Vet Bills | E | $2,500 @ 25% | Jan 10, 2007 | Withdrawn |
| 84541 | Small loan for vet bills | E | $2,000 @ 26% | Jan 12, 2007 | Loan created |
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