Eric's Credit Community

Purpose of loan:
This loan will be used to pay off credit card debt incurred while paying for the final details of my wedding.

My financial situation:
I am a good candidate for this loan because I have no delinquent bills.  Am not late paying bills and have a steady work history for the past 8 years in the same field though not with the same company.  I have no late bills or payments and have never been behind.  I also will re-invest in prosper.com because I fully believe in the idea of people helping people.  I have never quit a job nor lost a job, I am a very reliable, trustworthy and honest person.

Monthly net income: $ 3100

Monthly expenses: $
  Housing: $ 850
  Insurance: $ 106
  Car expenses: $ 300
  Utilities: $ 100
  Phone, cable, internet: $ 50

Groceries: $200

  Food, entertainment: $ 50
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 240
  Other expenses: $0

Credit Info:  I know that my credit shows high risk and I know everyone here assumes that means "stay away".  I am also sure that anyone would argue they're the perfect exception to the rule that High risk means they won't pay.  I am that exception, I am perfectly willing to show my credit report and it will reflect the real reason as to why I am "High Risk"  it is because all of my credit comes from the four credit cards I have.  I'm marrying the woman of my dreams and hope everyone else finds that special someone, I love her and my son more than anything but this wedding has caused me to max my credit cards out and I have the need for a bit of help.  If  any of you find it in your power to help me, I look forward to building your trust and showing not all "high risk" really are.  Thanks everyone for the help and I will one day repay the favor.

If you have any questions for me feel free to ask.