Paying of credit card debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 20% |
| Lender Rate: | 20% | Borrower: | Chococat |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-20 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Aug 20, 2008 | Current |
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Purpose of loan: This loan will be used to pay off some credit card debt. My husband and I have been happily married for 5 years and are expecting our first child in December (I just felt him kick for the first time yesterday!). We're doing great now, we have a good income, but struggled in the beginning and now have a ball-and-chain of credit debt from a high-interest card. It would really be nice to pay off most of it (as this loan would allow) with a better rate and a friendlier lender (!) My financial situation: I am a good candidate for this loan because my husband and I have a steady solid income, clean records, and work in public service (my husband works for the government and I was a teacher for many years before I started working as a writer/editor). You won't find more stable people than us...we bought our first home almost two years ago (we have a $340,000 mortgage) and have had no trouble keeping up with the payments. (PLEASE LOOK AT THE CREDIT INFO IF YOU ARE WORRIED ABOUT MY CURRENT SCORE of C--I currently have a $14 past due, but no others in the past 7y!) Monthly net income: $ 8440 Monthly expenses (approximate): $ 5900 Mortgage: $ 2400 Insurance: $ 300 Car expenses: $ 250 (gas!) Utilities: app. $ 150 Phone, cable, internet: $ 200 Food, entertainment: $ 1200 Clothing, household expenses $200 (mostly our pets) Credit cards and other loans: $ 700 (will be if we get this loan!) Other expenses: $ 500 |
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