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Help me with unsecured debt!
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Listing Information
Amount: $5,000.00 Status: Expired
Grade: E DTI: 35%
Lender Rate: 9% Borrower: SfcRamirez
Time Left: Finished State: TX
Funded: 0% Group: Craigslisters
This is My Situation        

    My wife and I have been together for more than 8 years. We live in a beautiful community in Baytown, Texas.         

   We both work at   the Post Office.  I am a letter carrier, and have been   for over 12 years.  Our

family has a combined total  household income of 105,000.00 per year.  My personal   Income is

60% of this total.          

    We are currently   purchasing our home and have a rental property in the   Baytown area.     

    I am needing to consolidate my credit card debt.  I would like to pay off my cards, and not ever

use them again.  In order to do this I am asking for a short term loan.  It will pay off much faster

than making the minimum payment on my credit cards, and never paying down the principal.   I

also have delinquencies due to a emergency surgery my wife had that prevented us from paying off

our credit card debt.  This will take care of that.       

 My daughter has also just   graduated from college, and I am no longer paying for her  school.      

 The checking account I have associated with this loan has been opened for 12 years, and is with the

Postal Credit Union. It will never be closed, and I will have this drafted each month, so my payments

will never be late.

Occupation:  Letter Carrier U S P S:  60,000.00 

 Length of employment:  12 years  

Total Gross Household income:  105,000.00  

Total net household income per month:  6750.00  

Mortgage:  1282.00  

Utilities and Gas:  600.00  

Car Notes:  1200.00  

Insurance:  150.00  

Food:  400.00  

Household Misc:  250.00    

Net Income:  5750.00  

Total Expenses:  3882.00 

Left over to pay Prosper:  1868.00
Borrower's Other Listings
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81362 Help me with credit card debt! E $3,000 @ 17% Jan 04, 2007 Loan created

 

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