Paying off Credit Cards and Saving for Wedding
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 37% |
| Lender Rate: | 13% | Borrower: | 49Ford |
| Finished | State: | KS | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-25 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Aug 22, 2008 | Current |
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Purpose of loan: This loan will be used to pay off the remainder of my credit cards and the rest will go towards the wedding I'll be having this upcoming March. My financial situation: I am a good candidate for this loan because I have been working on my credit standing for over a year now without any outside assistance and have been able to raise my credit score over 120 points. The only reason why I'm trying to get a loan now is because the wedding is coming up and a couple credit cards I have, have higher interest rates which is making it harder to pay those off and save for the wedding. I have a truck that will be paid off this month which will give me about $430 a month to go towards the loan and my other monthly expenses. I also am living with family and although I'm helping with my portion of the bills, it is definitely better than when I was renting and feeling like I was just throwing away money every month. Monthly net income: $ 2300 Monthly expenses: $ 1230 Housing: $ 200 Insurance: $ 70 Car expenses: $ 135 ($565 for the month of August, then my truck is paid off) Utilities: $ 100 Phone, cable, internet: $ 100 Food, entertainment: $ 150 Clothing, household expenses $ 100 Credit cards and other loans: $ 375 Other expenses: $ |
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