Pay Down Credit Cards and Replace Furnace
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 56% |
| Lender Rate: | 18% | Borrower: | angel7fancy |
| Finished | State: | OR | |
| Funded: | 100% | Group: | BuildingTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-20 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Aug 20, 2008 | Current |
|
Thank you for considering my loan. Purpose of the loan is to replace furnace/heat pump that is beyond repair and pay down credit card debt. I am current on all my accounts, but there just isn't anything left at the end of the month with all the interest going out. I will be starting a second part-time job in the next two weeks as well. I have been teaching for 30 years. I love what I do, and I know I have an impact on the lives of the students I teach. I was able to work a 2/3 teaching schedule when my 2 children were younger, but after 17 years of marriage, I found myself going through an unwanted divorce. I initially got into debt when my spousal support ended and there was no full-time job at my school. I worked up to four part-time jobs, in addition to teaching, for a couple years before being able to secure a full-time position. I had planned to start paying off the debt then, but I ended up adding to the debt trying to help a close friend who was desperate and had no one else to turn to. I also helped my daughter's boyfriend after he was in a very serious car accident. Both of my friends are slowly recovering and will begin repaying me by the end of this year. I hope this explains why the credit card debt is so high. I am a good candidate for this loan because I have been teaching for the same school district for 30 years, lived in the same house for 20 years, and I know the importance of paying off the debts one incurs. I have no delinquent accounts, I don't miss payments, and I've always paid back my debts. Monthly Income $5,600 Mortgage $1,500 Insurance 200 Phone/Cable 99 PGE 170 AT&T 125 Credit Card Debt 2,250 Food, Household 220 Gas 180 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 247653 | Single Mom Working To Be Debt Free | A | $20,000 @ 16% | Dec 09, 2007 | Withdrawn |
| 249967 | Working To Be Debt Free | A | $17,000 @ 14% | Dec 13, 2007 | Withdrawn |
| 251368 | Working To Be Debt Free | A | $13,000 @ 14% | Dec 15, 2007 | Expired |
| 299364 | Working To Be Debt Free With Your Help! | B | $15,000 @ 10% | Mar 25, 2008 | Expired |
| 301294 | Paying Off My Credit Cards With Your Help! | B | $15,000 @ 13% | Mar 29, 2008 | Expired |
| 343296 | Paying Off My Credit Cards With Your Help! | A | $15,000 @ 10% | Jul 14, 2008 | Expired |
| 374697 | Paying Off My Credit Cards With Your Help! | A | $15,000 @ 16% | Jul 28, 2008 | Withdrawn |
| 374710 | Paying Off My Credit Cards With Your Help! | A | $15,000 @ 17% | Jul 29, 2008 | Withdrawn |
| 375283 | Paying Off My Credit Cards With Your Help! | A | $15,000 @ 21% | Jul 30, 2008 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|