Help us with our vacation
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 2% |
| Lender Rate: | 13% | Borrower: | jtnep |
| Finished | State: | MA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-19 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Aug 16, 2008 | Current |
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Purpose of loan: This loan will be used to? help fund our first major / real vacation together. This will be our first big vacation together, my fiance's first ever real vacation, and for both of us it will be our first time to our vacation destination (sunny California). In the last four years we've only had a weekend getaway and a couple day trips to a local beach town and are long overdue for a nice trip. We want to enjoy ourselves without too much worry about our financial situation while we are there, and unfortunately our vacation savings plan has not gone according to the schedule we set out. We are a little behind in being able to comfortably finance the trip and could really use your help. My financial situation: I am a good candidate for this loan because? I am a hard working, dependable person that works full time -- actually I work 56 hours a week (no overtime over 40) 7 days a week with no time off, and have been on this schedule for about 14 months (another reason this vacation is needed!). I work in the private security field (for the last 2 years or so) and my fiance is a preschool teacher for coming up on 8 years. Although my fiance's income is not considered for this loan I can assure you that between the two of us we will have no problem making the payments on this loan. Monthly net income: $ 1400 after all deductions (myself) Monthly expenses: $ Housing: $ 0 Insurance: $ 120 +/- Car expenses: $ 160 +/- Utilities: $ 150 +/- Phone, cable, internet: $ 200 Food, entertainment: $ 150 Clothing, household expenses $ 0 Credit cards and other loans: $ 0 Other expenses: $ Varies as needed |
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