Proven Prosper Borrower - Looking for Second Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 24% | Borrower: | MarineMurph |
| Finished | State: | CO | |
| Funded: | 100% | Group: | Vets helping Vets |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-08-14 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Aug 14, 2008 | Current |
| Apr 29, 2009 | Payoff in progress |
| May 06, 2009 | Paid |
|
This will be my second loan with Prosper. My first was retired with ALL payments made on time! I am a good candidate for this loan because I have great credit, and always make payments on time. The delinquencies shown are pulled from a credit file that does not belong to me. You will also notice that my first credit line was opened in 1974, I was born in 1967 so that would make me 7 yrs old when my first credit line was opened! I have had trouble getting this information removed from my file permanently. The proceeds will be used to retire a business loan that needs to go! I own an Insurance Agency that uses Allstate products exclusively. We were the Agency of the Year last year in the West Central Region which is a 9 state region. My monthly business cash flow for 2008: Expenses: Rent $1278 Utilities $200 Marketing $950 Payroll $9400 Loan Payment $1600 Other/Misc $1,500 Monthly Total Expenses$14,928 Income: Commission and Renewal Monthly Average $22,172 I will be using the proceeds to eliminate $1,400 of the loan payment and it will be replaced with the monthly payment to Prosper. The Loan balance that I am paying off is $33,000, I am using cash to retire the balance above this $25,000 Prosper loan. We carry three months of expenses in our business savings. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 97276 | Debt Consolidation | A | $25,000 @ 12% | Feb 10, 2007 | Withdrawn |
| 101204 | Debt Consolidation with DTI Explanation | A | $25,000 @ 14% | Feb 18, 2007 | Withdrawn |
| 103324 | Debt Consolidation and DTI Explanation | A | $25,000 @ 14% | Feb 25, 2007 | Loan created |
| 364934 | Debt Consolidation and DTI Explanation | A | $25,000 @ 27% | Jul 10, 2008 | Withdrawn |
| 366393 | Refinancing Business Loan | A | $25,000 @ 23% | Jul 13, 2008 | Withdrawn |
| 373157 | Proven Prosper Lender - Looking for Second Loan | A | $25,000 @ 35% | Aug 05, 2008 | Withdrawn |
| 416015 | Proven Prosper Borrower | AA | $24,999 @ 35% | Aug 26, 2009 | Withdrawn |
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