p2p lending at lending club
Consolidation, 2d Prosper Loan, 1st paid off 17 months early

Click Here to view this listing on Prosper
Listing Information
Amount: $5,900.00 Status: Withdrawn
Grade: D DTI: 33%
Lender Rate: 35% Borrower: LoboFT
Time Left: Finished State: OK
Funded: 3% Group: Vets helping Vets
This is my second loan with Prosper. I repaid the first $5450.00 loan in 19 months, 17 months early.  A loan to consolidate some high interest loans taken while my wife job hunting after graduation.  She went back to finish college after the kids were gone and got her degree in Computer Info Systems at the tender age of 49.  We also have a herd of grandkids and another on the way in February of next year. A little extra money to buy some new furniture, do some auto repair on the older car (which is paid for), and some buffer money in savings for emergencies.   I am a US Army retiree and 50% Disabled Vet.  I  work for the Army Hospital at Ft. Sill, OK. I am a GS-08 in Civil Service. I want to consolidate my debt into one lower payment.  I receive salary, Army retirement, and VA Disability.  The deliquency listed in my credit report is ATT wireless.  I have submitted a dispute to have this removed, as it was paid and I have a current ATT wireless account in good standing (they would not let me have an account if I still had a deliquent amount).  I have been trying to get this removed for over two years, including my credit union sending a letter of dispute, so far to no avail.
Net Income $4342.00   Rent: $  650.00   Utilities:  $ 75.00  Car Payment: $ 436.00  Harley Payment:  $310.00 Phone (Cell/Home/Internet)  $ 150.00   All Ins  $ 210.00      Dish Network $ 100.00   Total Expenses  $ 1931.00.   
I am consolidating a total of $3450.00 with a payment total of $720.00 per month.   The amount requested would pay off the consolidation loans, allow money for the furniture, auto repair, and leave only the Prosper loan to be added to the above expenses, which would be less than a third of the present payments that I am consolidating.   Support Our Troops and God Bless America!  
Borrower's Other Listings
68694 Debt Consolidation Loan D $9,500 @ 20% Nov 30, 2006 Expired
72652 Graduation Loan Consolidation D $5,850 @ 20% Dec 09, 2006 Withdrawn
74015 Graduation Loan Consolidation D $5,450 @ 20% Dec 13, 2006 Loan created
381232 Consolidation, 2d Prosper Loan, 1st paid off 17 months early D $6,000 @ 35% Aug 12, 2008 Expired
385284 2d Listing, 2d Prosper Loan, 1st paid in full 17 mos early D $6,000 @ 33% Aug 19, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here