p2p lending at lending club
We want to get out of revolving debt. Please help!
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Listing Information
Amount: $17,000.00 Status: Expired
Grade: D DTI: 0%
Lender Rate: 23% Borrower: lablovr
Time Left: Finished State: WI
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to pay off some credit cards we have with high interest rates. Although my stated income is low my husband is decently paid and gets a lot of overtime. His income is included below in the breakdown because we both will be paying this off. We were married in December and want to have one payment that will be done in 3 years instead of who knows how long with the cards.

My financial situation:
We are good candidates for this loan because although our credit isn't good we never miss payments. Bad credit rating is due to these cards being near maxed due to poor choices years ago. We both have learned our lesson and want to try and get this debt gone. We are small lenders here on Prosper and decided to finally try and see if we can get some help also.

Monthly net income: $ Me- $1700 Husband-$3200

Monthly expenses: $ 3505
  Housing: $850
  Insurance: $120
  Car expenses: $800
  Utilities: $220
  Phone, cable, internet: $75
  Food, entertainment: $300
  Fuel $300
  Credit cards and other loans: $840

Plus the credit card/loan line will drop to $150 if we secure this loan. With your help we can be on our way to a future without revolving credit. Thank you for viewing our loan.
Borrower's Other Listings
382014 We want to pay you! Please read D $10,000 @ 33% Aug 13, 2008 Expired
386097 We want to pay you! Please read D $10,000 @ 28% Aug 21, 2008 Loan created

 

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