p2p lending at lending club
Pay off two high interest credit cards RELIST #3
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Listing Information
Amount: $5,600.00 Status: Expired
Grade: A DTI: 45%
Lender Rate: 10% Borrower: korotw
Time Left: Finished State: GA
Funded: 18% Group: (No Group)
Purpose of loan:
This loan will be used to pay down two cards, APR's - one at 16.24% and one at 7.99% - average of 12%

My financial situation:
I am a firefighter who was injured in November of 2006, two days before closing on our house.  I was forced to resign from my second job, which was bringing home an additional 20K per year.  I was homebound for two and a half months, I used all of my sick time etc. and I didn't get a paycheck for two of those months. 
When I came back to work in February 2007 I was put on a 40 hour schedule, which I am still on due to staffing requirements.  We got over exteded.  Our house was a fixer upper and I had planned to continue working two jobs.    I thought it would be 4-6 weeks and I would be back at the firehouse and my second job.. Nope!  its a year later and I am still working a 40 hour week up at fire headquarters Monday thru Friday 9-5.  I schedule overtime when it is available and I am a photographer on the side.

I have recently paid off a prosper loan for $5500!

Monthly net income: $ 2136

Monthly expenses: $ (two income household...this is just my half of the bills..)
  Housing: $ 633
  Insurance: $ 100
  Car expenses: $ 366 = gas = $100
  Utilities: $ 82.50
  Phone, cable, internet: $ 32
  Food, entertainment: $ Grocery = 100
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 500
  Other expenses: $ Dog = 35
Borrower's Other Listings
253162 Pay off high interest credit cards B $5,597 @ 14% Dec 19, 2007 Withdrawn
255474 Pay off high interest credit cards B $5,597 @ 17% Dec 25, 2007 Withdrawn
258991 Pay off two high interest credit cards RELIST #3 B $5,597 @ 17% Jan 02, 2008 Loan created

 

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