p2p lending at lending club
Pay Off Small Bills, Buy Computer, School

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Listing Information
Amount: $7,500.00 Status: Withdrawn
Grade: C DTI: 27%
Lender Rate: 35% Borrower: ptq9999
Time Left: Finished State: FL
Funded: 27% Group: (No Group)
Purpose of loan:
This loan will be used to?
The purpose loan is threefold: 1. I wish to payoff some small bills, 2. I am in need of a new computer for school (thus eliminating $150.00 a month on rental payments), and 3. I will need assistance for living expenses, school supplies and equipment. At the present, my health does not permit me to carry out my normal functions of employment due to hearing loss.  Therefore I am attempting to return to school and find employment suitable for my disabilities.  Payment of this loan, if favorably considered, will be from automatic withdrawal from my checking account.  Please note that I am willing to accept those conditions offered in order to obtain this loan, upto and including providing a co-signer.  Should you have any questions, concerns, please feel free to contact me.

My financial situation:

I am a good candidate for this loan because?I turned 61 this year. I am a Viet Nam Veteran (3 tours), as well as a Disabled Veteran. I am well educated holding a Bachelor?s Degree in Public Administration and a Associates Degree in Criminal Justice. In my military and civilian careers, I have held some of the highest levels of responsibility. However, in my civilian capacity, my field of endeavor for the last 30 years has been in restaurant management, bar management and bartending instructor. Hard work, honesty, dependability, and reliability are not unfamiliar, but are the heart of my philosophy of life. Not withstanding, I am from the ?Old? school, that a man?s word is his bond. I will be returning to school to obtain a degree in web graphics and web design (with the ultimate goal of obtaining my MSCA Certificate). However, I do not qualify for Vocational Rehabilitation (VA) since I attended college under this program when I was medically discharged from the U.S. Navy. Nor, do I qualify for pell grants and the like. Please understand, I am not used to asking for assistance, and am only seeking the opportunity to better my life. Like many of you, I have indeed had my ups and downs in life, only to bounce back, knowing that all will work out. Any assistance that may be offered by anyone reading this statement, in whole or part, please rest assured, I will provide whatever is necessary in order to prove that I am trustworthy and am deserving of this loan. I will also provide references as to my credibility. I only wish to see my goals come true. Thank you for your time and attention to this request.        

Monthly net income: $2612.00

Monthly expenses: $
  Housing: $ 850
  Insurance: $ 118.00
  Car expenses: $100.00 
  Utilities: $ 70.00
  Phone, cable, internet: $ 112.00
  Food, entertainment: $ 150.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 504
  Other expenses: $
Borrower's Other Listings
380320 Re-List: Disabled Veteran Needs Computer and School Assist C $7,500 @ 35% Aug 09, 2008 Expired
383814 Re-List(3): Disabled Veteran Needs Computer/School funds C $6,000 @ 26% Aug 16, 2008 Loan created

 

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