p2p lending at Prosper.com
First loan paid, second wanted.

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Listing Information
Amount: $17,572.00 Status: Withdrawn
Grade: HR DTI: 47%
Lender Rate: 29% Borrower: mmaverick
Time Left: Finished State: AZ
Funded: 0% Group: Have Money - Will Bid
Hello my name is Maverick,
I work a full time job where i have been for almost 5 years.
I recently went through a separation and would like to get all my debt dealt with in one payment each month.

My credit rating is low due to the number of debts and most being revolving accounts. this loan should boost it.

Purpose of loan:
Consolidation of current debt into one payment.

7944    lending club 16%
1455    azfcu        8.5%
305     paypal       20.8%
1788    wells fargo  29%
720     hsbc         29%
415     orchard      29%
1169    wells fargo  24%
3264    wells fargo  29%
------------------------
17060   total        23.16% average APR

My financial situation:
I am a good candidate for this loan because I am a responsible father of two.
I have already repaid one loan here. My first loan was for 3300 and was bid down to 15.39% I paid it off in 3 months.
I am Also a group leader and lender.

Monthly net income: $
$1099 every two weeks
approx 29128 annually.

My living expenses
Monthly expenses: $
  Rent: 300
  Cell:  50
  Food: 150
  gas:  40
  child support: 600

With the interest rate set at the current rate (29%) and my monthly debt ($1140) I am left with approx $300 a month as disposable income after the approx $750 prosper payment.

Depending on what the final interest rate ends at. After 3-6 months when my credit score has gone up, I may refinance through my own bank.

My payments will be automatically withdrawn from my checking account.

Please feel free to ask any questions! I appreciate your time and your bids, Thank you!
Borrower's Other Listings
108932 debt consolidation, vehicle repair. C $11,000 @ 18% Mar 09, 2007 Expired
114233 vehicle repair and debt consolidation C $9,900 @ 16% Mar 22, 2007 Expired
128903 Debt consolidation - Overextended D $3,250 @ 16% Apr 26, 2007 Withdrawn
131029 Writting 1 check is easier than writing 5! Consolidating! D $3,250 @ 16% May 01, 2007 Withdrawn
132097 Writting 1 check is easier than writing 6! Consolidating! D $3,250 @ 19% May 03, 2007 Expired
136714 Relist - Writting 1 check is easier than writing 6! D $3,300 @ 23% May 13, 2007 Withdrawn
136730 Writting 1 check is easier than 6! D $3,300 @ 15% May 13, 2007 Loan created
222909 2nd loan - Need a 2nd car and moving costs! D $8,000 @ 21% Oct 29, 2007 Withdrawn
224084 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 01, 2007 Withdrawn
228010 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 07, 2007 Withdrawn
231545 2nd loan - will reinvest some D $8,000 @ 15% Nov 13, 2007 Expired
242461 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Withdrawn
242465 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Expired
252514 2nd loan - will reinvest some E $8,000 @ 23% Dec 18, 2007 Withdrawn
256061 2nd loan - will reinvest some E $2,500 @ 15% Dec 29, 2007 Expired
274224 That time of year HR $7,500 @ 23% Jan 31, 2008 Expired
295950 Pay it down HR $7,500 @ 23% Mar 19, 2008 Expired
306527 Pay it down HR $19,013 @ 20% Apr 08, 2008 Withdrawn
314548 Pay it down HR $19,013 @ 29% Apr 20, 2008 Withdrawn
319010 Pay it down HR $19,013 @ 35% Apr 27, 2008 Expired
325589 Pay it down - debt consolidation HR $20,000 @ 35% May 04, 2008 Withdrawn
330104 Second loan wanted - first paid off HR $20,000 @ 35% May 10, 2008 Withdrawn
343927 Second loan wanted - first paid off - consolidate - reinvest HR $11,000 @ 35% Jun 04, 2008 Expired
350249 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jun 16, 2008 Expired
373455 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jul 28, 2008 Expired
379978 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
379992 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
381814 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 12, 2008 Withdrawn
383881 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 16, 2008 Withdrawn
385381 Testing, testing ... 1 2 3 HR $1,000 @ 29% Aug 19, 2008 Loan created

 

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