Med. Bills/Debt Cons.? Relist #2 ? your return is assured!
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 31% |
| Lender Rate: | 25% | Borrower: | paigepuff |
| Finished | State: | MO | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-15 | EricsCC ROI: | 24% |
| Status History | |
|---|---|
| Aug 14, 2008 | Current |
|
Purpose of loan: This loan will be used to consolidate medical debt created due to large # of medical bills generated in 2007/2008 and get me over the final "hump" of these bills. The END of the generation of these bills and my final procedure is in mid-August 2008 ? after this I will be able to finally get back on track to getting out of debt. In the last year I have had my revolving debt down to less than 50% of what it is today - but have had to go through several additional female medical procedures in 2008 (non-life threatening) related to fertility ? which are not covered by my health insurance. (The attached picture is of me with my wonderful niece and nephew). Also, because of getting married and a new home purchase in the last 3 years my ability to pay this bills off as they came in was definitely greatly diminished. I do have a detailed 3 year budget to be completely debt free and back on the straight green path. My financial situation: I have always paid all of my bills on time and there has never been a time when I have not fully repaid a debt. I have been gainfully employed since the age of 15. I am a good candidate for this loan because I am solid, honest and have integrity and sincerely hate debt! My credit score will be on its way back up beginning in September when the medical procedures are finally over and I can focus on paying down all bills. I have an excellent job in an excellent industry where my skills are highly desirable. I am a technical Project Manager. I was a contractor then FTE for the last 6 years. When I became an employee 1 1/2 years ago my net pay decreased almost in half - which was an adjustment, however my long-term prospects are great. My health in no way impairs my ability to continue my job. Monthly net income: $7,200. I am also very much on target for additional $18,000 bonus in 2008. Monthly expenses: $ Housing: $ 1229 Insurance: $ 0 Car expenses: $ 800 Utilities: $ 0 (husband pays) Phone, cable, internet: $ 90 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: $2400 Other expenses: $ I am almost maxed out on my CC's due to the continuous onslaught brought on by the medical bills. These will be my 1st focus beginning in September. Regarding my 55 credit lines: I am now investigating and will close the majority of these that are not already closed. Largely are one those one time savings of 20% if you open credit card today at Macy?s, Sears, etc. Not used at all beyond that original purpose. I would be happy to answer any other questions anyone has. Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 372729 | Paying off Credit Cards from 2008 medical bills | C | $7,500 @ 35% | Jul 25, 2008 | Withdrawn |
| 374925 | INCOMING MEDICAL BILLS END AUG. 2008 - Consolidate - RELIST | C | $7,500 @ 35% | Jul 29, 2008 | Withdrawn |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|