Just Married, New baby, Military
| Listing Information | |||
|---|---|---|---|
| Amount: | $13,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 32% |
| Lender Rate: | 13% | Borrower: | jwlend |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-12 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Aug 12, 2008 | Current |
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Purpose of loan: This loan will be used to pay off the rest of my credit accounts that my military bonus in April of 2007 didn't cover. This will pay off 5 credit accounts, I?m consolidating my student loans (under $15K) and will place them on military deferment for 3 years until this obligation is taken care of. My financial situation: I am a good candidate for this loan because I take my credit score seriously and I don't miss payments. Also I hold a clearance position so it is imperative that I pay all debt obligations. I work close enough to home that I walk to work so I don?t pay the high gas prices right now. My wife is an RN that is going back to work in a few months when our baby is a little older for daycare. She will also be paying towards the loan. Her last month of work in January she netted $15K; (yes I?m in the wrong profession). I will also be getting an annual bonus in the amount of $6300 after taxes every April for the next 3 years. The bonus coming due in 2009 will be applied to this loan. I have lent on prosper in the last year and currently have 14 loans out to other people of need on here. I hope that I can now get some help that I need. Thanks for your time. Note: I was a homeowner starting March 2005, and sold my home before I PCS'ed from my last base. I never missed a payment, mortgage payment was 1086/mo. Monthly net income: $ 4150.53 (1745 of total is tax exempt allowances) Monthly expenses: $ Housing: $ 1451 Insurance: $ 159.00 Car expenses: $ 0 Utilities: $ 0.00 Phone, cable, internet: $ 130.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 0.00 Credit cards/Car Loan: $ 1054.00 Other expenses: $ 0.00 |
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