undergrad. student Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 20% |
| Lender Rate: | 20% | Borrower: | fishscale006 |
| Finished | State: | NJ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-13 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Aug 13, 2008 | Current |
| Nov 29, 2008 | Late |
| Dec 17, 2008 | Current |
|
Purpose of loan: To fund my undergraduate studies at Armstrong Atlantic University in Savannah, Georgia. I am moving there with my girlfriend of 2 years in hopes of finishing my bachelor's degree in the field of political science, before seeking admission to law school. I have attended two years of community college here (Cape May, NJ) earning about a 3.0 GPA. I attribute my average grades to the two years of junior college basketball I played; in the future, I definitely hope to bolster my GPA and focus more on my studies. My financial situation: I am a hungry, loyal, dependable individual.. At 21 years of age, I've never had a credit card, and for that reason I am having a very difficult time finding potential lenders. Furthermore, I can't obtain a cosigner as I've never had a positive relationship with my parents. Along with attending school full time, I will be working 30-40 hours a week, hopefully earning a good $2,000 per month. Monthly net income: $ 2,000 - 2,500 Monthly expenses: $ Housing: $ 400 Insurance: $ 100 Car expenses: $ 100 Utilities: $ Phone, cable, internet: $ 50 Food, entertainment: $ 100 Clothing, household expenses $ Credit cards and other loans: $ Other expenses: $ |
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