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Another Insurance Decline

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Listing Information
Amount: $10,000.00 Status: Withdrawn
Grade: A DTI: 15%
Lender Rate: 20% Borrower: divorce5799
Time Left: Finished State: NE
Funded: 24% Group: (No Group)
Purpose of loan:
This loan will be used to? Help with correcting Sleep Apnea.
My financial situation:
I am a good candidate for this loan because?I have been struggling with Sleep Apnea for years-I only get about 2 hours of REM Sleep per night-according to the 2 sleep studies I have had.  I stop breathing 47 times an hour.  I have very small facial features and CPAP masks do not fit me properly and they do not make a childs size.  I wake up and cannot turn my head to the left-after using the CPAP machine.  I then have to get injections in order to relax the neck spams which cause the inability to turn my head-I have even been through Physical Therapy-which made the neck issue worse.  My airway is very small and is getting smaller as I age.  My insurance company Cigna has declined my surgery 3 times and I cannot obtain an approval.I currently have surgical braces on my teeth which I have paid almost $8,000 already for in preparation for upper and lower jaw surgery.  By moving my jaw forward this will open my airway and cure my Sleep Apnea.  I have some money saved.  The total procedure will cost $7500 upper jaw $7500 lower jaw-hospital will be an additional $6,000 plus anesthesia.  I need about $10,000 and I will be set.  Please visit this website so you can see just how many people are having their surgeries denied for the same reasons:  http : // health. groups. yahoo. com /group/  Orthognathicsurgerysupport    

My financial Obligations are:
Rent=$820
Utilities=$120
Insurance=$50
Target=$10
Visa Card=$20
I have been employed with the same company almost 4yrs=Salaried
I also have rental income of $18,700 per yr
Borrower's Other Listings
380456 Another Insurance Decline A $10,000 @ 20% Aug 10, 2008 Withdrawn
381518 Another Insurance Decline A $10,000 @ 21% Aug 12, 2008 Loan created

 

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