Paying off my credit cards.

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 11%
Lender Rate: 35% Borrower: TARGIE474
Time Left: Finished State: NY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-11 EricsCC ROI: 34%
Status History
Aug 08, 2008 Current
Purpose of loan:
This loan will be used to? Consolidate my credit cards. I want a chance to start over again with zero balances. I have learned my lesson with credit cards now I would like a second chance to start all over again.

My financial situation:
I am a good candidate for this loan because? I have taking out a loan before and I have paid all of my monthly payments on time.

Monthly net income: $ 2010.00

Monthly expenses: $ 1200.00
  Housing: $ 650
  Insurance: $
  Car expenses: $
  Utilities: $ 150.00
  Phone, cable, internet: $ 400.00
  Food, entertainment: $
  Clothing, household expenses $
  Credit cards and other loans: $
  Other expenses: $
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