BUILDING THE BUSINESS/ON TIME PAYMENTS!
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Expired |
| Grade: | C | DTI: | 49% |
| Lender Rate: | 31% | Borrower: | seriousone |
| Finished | State: | NC | |
| Funded: | 99% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
|
About Me: I am 33 years old, married with a 10 year old daughter. I have been working for my current employer for 7 years as a Credit Counselor Manager and I also have a part-time business working as a mortgage loan/foreclosure consultant. I want to devote more time to growing my business and eventually invest in properties here in my area. I have spent quite a bit on marketing my services locally in my area, which is slowly but surely increasing my business. My marketing is now at a halt because of the high interest debts that I have incurred since the very start of my business venture. My husband works as a car sales consultant, but because of the issues with the economy business has slowed down for him. Overall, we are doing well, but wish to pay down the high interest accounts and my current prosper loan as well so we can focus on the business together without the added stress of high interest accounts. Explanation of Imperfect Credit: I had some bumps in the road when I was in college. I have since paid all of my negative accounts. To date there is only 1 potentially negative Paid/Closed Collection Account on my credit report. I have no delinquencies. What Will I Do with the Money Loaned to Me: I am going to pay off all of my high interest accounts/student loans and use the remaining for business expenses. Here are my Financial Details: Net Monthly Income: $ 4300.00(me and my husband) Mortgage include taxes/insurance: $ 843.00 Phone/Cable, Internet: $ 170.00 Electricity/Water: $ 200.00 Cell Phones: $180 Car Loans and Operating Expenses: $807 (2 vehicles) Food: $ 350 Debts that will not be paid off: Citifinancial $243 and Sears $50(husband?s acct)=$293.00 Misc Expense: $300 Total monthly expenses: $ 3043.00 Debts that will be paid off: Prosper $3200, GE Money Bank $1200, Wells Fargo CC $2000 and Student Loans $2300=8700.00 total. I will have more enough ($1,157) left over to go towards my prosper loan repayment. CLOSING REMARKS TO LENDERS: I currently have a Prosper loan that I have been faithfully paying on for over a year and a half now. I have never been late on my payments. I am serious about my credit and repaying my obligations. I am not sure why my credit grade is a C. I checked my credit score before making this listing and my actually credit score is 698. I thank you in advance for your consideration. Please feel free to ask questions and I will promptly supply the answer. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 98072 | Help Me Get Rid of the Ball and Chain/State Max% | D | $7,500 @ 14% | Feb 11, 2007 | Withdrawn |
| 99275 | No Late Pays/State Max%(re-list) | D | $5,000 @ 14% | Feb 13, 2007 | Withdrawn |
| 100520 | Free Me From The Ball and Chain/State Max % Rate | D | $4,100 @ 15% | Feb 16, 2007 | Expired |
| 103208 | Invest In My Vision/State Max%(Re-list) | D | $3,500 @ 15% | Feb 24, 2007 | Expired |
| 111649 | Help Me Get Rid of the Ball and Chain/State Max% | B | $5,000 @ 11% | Mar 15, 2007 | Loan created |
| 366281 | Help Us Cut The High Interest and Grow Our Business | C | $12,000 @ 30% | Jul 13, 2008 | Withdrawn |
| 380048 | BUILDING THE BUSINESS/ON TIME PAYMENTS! | C | $7,200 @ 24% | Aug 08, 2008 | Withdrawn |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|