p2p lending at lending club
CAN YOU HELP ME?

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Listing Information
Amount: $2,000.00 Status: Withdrawn
Grade: HR DTI: 5%
Lender Rate: 29% Borrower: sonicsareus
Time Left: Finished State: MO
Funded: 0% Group: (No Group)
PLEASE HELP

I am a married mother of three who has had problems in the past such as job loss, medical bills due to surgeries on both sons, that has left me with a credit score of 499.  At this time, I am working full time as an independent contractor for an Internet typing service who has been in business for quite a while and is well established.  I make over $22,000.00 a year (have documentation) and can make this payment.  My spouse also works full-time.  We considered bankrupcty to clear our old credit however we were told that this was not the right thing to do that we needed to re-establish credit because we have not had any credit for a while and pay on this new credit on time in order to increase our score.  I know this sounds crazy, but we need to do something. 

We were able to get a house on a lease/purchase option and need to raise our credit scores so that we can purchase our home once out lease/option agreement is up in two years. 

Currently we have no outstanding loans, no car payments, etc.  I can and will pay this loan on time so I can increase my score.

I just need someone to have faith in me and give me that chance.  Can someone help me fund my loan?  I truly would appreciate it from the bottom of my heart.

Thank you,
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