Getting Rid of Credit Cards for GOOD
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 27% |
| Lender Rate: | 18% | Borrower: | landers718 |
| Finished | State: | NH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-11 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Aug 09, 2008 | Current |
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Purpose of loan: This loan will be used to pay off three credit cards. Would like to get rid of my Bank of America card before the 0% APR Promo runs out. I have the BoA card $8100, a personal card $5000 and a Sears card $900. The remaining will be used for when I goto FL in September to visit family. I plan on paying it all off within 2 years. My financial situation: I am a good candidate for this loan because I always pay my bills on time. I just recently paid off my 5 year car loan. I work 2 jobs a full time and a part time during the weekends. I am ready to save but I feel like these cards have me on a short leash. I am also a lender on Prosper so I know how it feels not to get repaid back. Monthly net income: $ 2600 Monthly expenses: $ Housing: $ 925 Insurance: $ 80 Car expenses: $ 0 Utilities: $ 40 Phone, cable, internet: $ 200 Food, entertainment: $ 150 Clothing, household expenses $ Credit cards and other loans: $ 80 (min as of now, usually put extra which totals about 450 - 500 a month.) Other expenses: $ |
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