Want to Pay Off Some Credit Cards and Have One Payment

| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Expired |
| Grade: | D | DTI: | 32% |
| Lender Rate: | 35% | Borrower: | mamahoney |
| Finished | State: | VA | |
| Funded: | 21% | Group: | Large Money Loans for AA,A,B,C & D Credits |
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Purpose of loan: This loan will be used to? pay off some credit cards, have one paymenr with a better rate than what I have now with these cards. My financial situation: I am a good candidate for this loan because? I have a steady job, get overtime as well. I have no delinquencies or judgements against me. I just want to pay off these credit cards that have a high interest rate of 29.9%. By paying off these cards I hope to get a better credit score because the reason why my score is lower is because of my high debt ratio. Since I pay a high payment for these cards anyway, I will not have a problem with this loan because I will have only one payment and hopefully a better interst rate. Here are the cards I want to pay off Wells Fargo-$3,000 Bank of America-$2,600 Capital One-$1,600-this is the only card I have with a yearly fee, so I really want to get rid of this card Please consider this listing and give me a chance. I won't let the lenders down. By the way, since I have been attempting to get a loan funded, my debt ratio has gone from 40% to 32%. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 343736 | Need to pay off some credit cards | C | $15,000 @ 35% | Jun 05, 2008 | Expired |
| 349658 | Need 15,000 to pay off credit cards | C | $15,000 @ 35% | Jun 12, 2008 | Expired |
| 355257 | Need 15,000 to pay off credit cards | C | $15,000 @ 35% | Jun 22, 2008 | Expired |
| 360061 | Need 15,000-Will Repay in about 30 days | C | $15,000 @ 35% | Jun 30, 2008 | Expired |
| 365179 | NEED $15,000 WILL REPAY WITHIN 1 YEAR | D | $15,000 @ 35% | Jul 10, 2008 | Expired |
| 379935 | Want to Pay Off Some Credit Cards and Have One Payment | D | $5,000 @ 28% | Aug 13, 2008 | Loan created |
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