p2p lending at Prosper.com
Jump Start in Life

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: A DTI: 18%
Lender Rate: 8% Borrower: zharkie1
Time Left: Finished State: SC
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2008-08-11 EricsCC ROI: 8%
Status History
Aug 09, 2008 Current
About Me:
I have recently graduated from college, and currently working as an industrial engineer in a manufacturing setting. I am single, and like doing community projects. I also like pretty much any outdoor sports such as football, soccer, and Frisbee. I like basketball and swimming too, but those are indoor sports. I also workout and train on a regular basis, and understand nutrition. I also give personal training and diet nutrition advice as a hobby. I like helping people meet their physical goals.

Purpose of loan:
I am attempting to go back to school soon to get my masters degree. This means I will need some money to pay for school, life, and other unexpected events that come up. I will also be using about $2000 into a business idea; I have been working on for 1-2 years.

My financial situation:
I do not have big amounts of debt to pay off. I have a stable job, and steady income. I have never declared bankruptcy nor have collection agencies knock on my door. I make payments on time, and usually more than the minimums. You can look at the history of my previous prosper loan. Never a late payment.

My monthly budget:
Mortgage/rent: $380
Insurance: $0 (parents like paying for that for some reason)
Car expenses: $80
Utilities: $0 (included in rent)
Phone, cable, internet: $50
Food, entertainment: $200-300
Clothing, household expenses $50
Credit cards and other loan payments: $339
Other expenses: $50-100 (random money use)
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Total monthly expenses: $1100-$1300

Total monthly income: $2400 - $2500

I am open for any questions anyone may have about me or the loan I am trying to obtain. Thank you.

Borrower's Other Listings
86530 Student needs jump start!!! B $9,900 @ 14% Jan 19, 2007 Expired
120411 Jump Start in Life A $9,990 @ 13% Apr 07, 2007 Loan created

 

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