Organic Chemistry course, and potentially a move

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: D DTI: 21%
Lender Rate: 25% Borrower: minidoc
Time Left: Finished State: NH
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-19 EricsCC ROI: 24%
Status History
Aug 19, 2008 Current
Purpose of loan:
Hi, I am looking for this loan to pay for an organic chemistry course which is a prerequisite for a graduate school program I want to apply to.  The course ends August 13th.  I'm also very marginally employed right now and will possibly be looking to move to a better area for prospects.

 

My financial situation:
I am a good candidate for this loan because? it is for a very good purpose to get me over these obstacles. If I am not accepted to graduate school this year, I would not need the bulk of that money but could pay it back and reapply to Prosper when accepted. However, I would still use a chunk of those funds to get started in a new environment, improve my wardrobe, and start fresh in a corporate setting. At the end of this two year program, I should have a starting salary of easily, $90K per year.

 Either way, this is to get me into a position to utilize at least part of my potential.  I have gone to Brown University and Harvard University, and I know I have the ability to accomplish something lucrative and worthwhile.   I just need some help.  My credit is not good right now due to all of the obstacles of the past year, but I am working with a credit attorney to clean up my score.  I wish Prosper was a place not only for loans but also to find mentors who have done well working their way up!

Monthly net income:  It was $2000, right now it is zero.  I have several applications out to temp agencies and others.

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 0
  Car expenses: $ 40
  Utilities: $ 40
  Phone, cable, internet: $ 130
  Food, entertainment: $ 300
  Clothing, household expenses $ 2-300
  Credit cards and other loans: $ 500 (in deferment right now)
  Other expenses: $ 200
Borrower's Other Listings
333984 Hopefully going to physician assistant school. D $7,000 @ 18% May 20, 2008 Expired
339888 Hopefully going to physician assistant school. D $7,000 @ 28% May 27, 2008 Expired

 

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