Paying off a few cards and Kitchen upgrades
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 38% |
| Lender Rate: | 17% | Borrower: | thunderklees |
| Finished | State: | AZ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-08 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Aug 08, 2008 | Current |
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Purpose of loan: This loan will be used to? Pay off a few cards. I have a couple of cards that have a low introductory rate. The rate goes up at the end off the year and I would like to pay it off before that happens. Would also like to complete a few house upgrades like a new kitchen counter top, closet shelving, and a nice shed. My financial situation: I am a good candidate for this loan because? I have been at the same job for over three years as a QC lab tech for a large paint company. I never pay late. I own a four-plex and I rent out three of the units and I live in the forth unit so my mortgage is paid by my renters. The 3 units each rent for $650 and my mortgage payment is $1551. I did not include the extra $399 below in my net income. Also my net income is reduced because I put 10% of my income into 401k. I carpool to work with 2 other guys so my auto costs remain low. I drive one week out of three. I live simple and I am not a big spender. Would love to lower my interest rate a little and get rid of the cards. Monthly net income: $ 2200 Monthly expenses: $ Housing: $ 0 Insurance: $ 140 Car expenses: $ 350 Utilities: $ 150 Phone, cable, internet: $ 70 Food, entertainment: $ 200 Clothing, household expenses $ 200 Credit cards and other loans: $ 200 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 373679 | Paying off a few cards | B | $8,000 @ 15% | Jul 26, 2008 | Withdrawn |
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