Consolidate Credit Card Payments
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 0% |
| Lender Rate: | 32% | Borrower: | UCIrvineGrad |
| Finished | State: | WA | |
| Funded: | 0% | Group: | Professors |
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Hi Everybody, I would like to borrow $2500 to consolidate my credit cards into one easy monthly payment, to make paying my credit cards easier. I am an excellent candidate, with a proven track record with Prosper for on time payments. My name is Diane; I live in Seattle, and have enjoyed being part of the Prosper community since March 2006. I have a BA in Psychology from University of California at Irvine, and Masters in Psychology from San Jose State University. Not only was I the first woman, but also the first person in my family to attend a university, only one to ever graduate, and growing up in a low-income family, all of my university funding came from student loans and part-time work. I graduated with honors, and am very grateful for my education. Since graduation, I've worked hard on building my career; I am very grateful to Prosper for granting my first loan, to help with paying student loans, and giving me the opportunity to improve my credit score. I applied for my first loan with Prosper 2 ½ yrs ago, which is almost paid off, with a perfect payment history.One of the reasons I applied for this first loan was to establish myself as reliable on Prosper, and to establish good credit with excellent payment history; I've been successful in those goals, with on time payments every month. In the past 2 yrs, I've opened a few credit cards to further establish good credit with excellent payment history, and again been successful with perfect history of on time payments every month; I pay all my credit cards and all my bills on time. It takes extra diligence and attention to keep track of all the different due dates and differing amounts on credit cards. It's very important for me to continue keeping my finances in order, but gets increasingly distracting from my work, to remember what is due, when, and how much on each credit card. It's been wonderful having my initial Prosper loan payment automatically deducted each month with a fixed amount, so I don't have to worry about a missed or late payment. I would really like to consolidate my credit cards into one payment with a second loan from Prosper, to simplify this process into a single monthly fixed amount, so I can put full focus on my work, and making money, rather than worrying about possibly missing a credit card payment. I live within a very frugal budget, with the priority of paying off all my debts as soon as possible. And just as with my first Prosper loan, I would much rather pay interest directly to people who really care about other people, and who are also working at improving their lives and the community. I would be immensely grateful for your financial help, Thanks for your bids! Diane |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 4561 | Pay Last of Graduate School Loan | C | $1,000 @ 19% | Mar 31, 2006 | Loan created |
| 376155 | Consolidate Credit Card Payments | D | $2,500 @ 32% | Jul 31, 2008 | Expired |
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