1st Loan Paid Off - Seeking New Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 15% |
| Lender Rate: | 11% | Borrower: | Tgrgolfer |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-11 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Aug 09, 2008 | Current |
|
Hello All, I just paid off my first Prosper Loan which enabled me to reduce my debt and realize how great Prosper Loans are. I love having the required fixed payment which forces me to pay down my debt. Now that I've tackled my first debt reduction step-down I am back looking to consolidate some more debt to pay off quickly. I appreciate all your bids and please let me know if you have any further questions. As you can see from my credit report I have never had any late payments. Monthly Bills Credit Cards - $ 700 mo Gas - 150 mo Cell Phone - $45.00 mo Parking - $90.00 mo Car & Insurance - Paid off car with last Prosper Loan - Insurance $75 mo Housing - $300 Utilities - $100 Food & Bev - $150 401 (k) - $150 Total Bill Mo - $1,760.00 Monthly Pay - $ 2,527.00 As you can see I have over $767 leftover a month to put towards Prosper. Loan Plan - My plan for the $5,000 loan is to consolidate my Discover and Chase credit cards. My current rate on each is 19% and I am hoping my Propser loan can beat that. With the fixed autodebit Prosper payment I will have a guaranteed debt reduction plan. No more minimum monthly payments. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 145716 | Help Me Help You!! | C | $15,000 @ 11% | Jun 01, 2007 | Withdrawn |
| 145769 | Help Me Help You !! | C | $15,000 @ 11% | Jun 02, 2007 | Withdrawn |
| 146592 | CC Charge Me Too Much - VA Lets Me Charge Too Little | C | $10,500 @ 11% | Jun 04, 2007 | Withdrawn |
| 175407 | CC Charge Me Too Much - VA Lets Me Charge Too Little | C | $1,500 @ 11% | Jul 24, 2007 | Withdrawn |
| 181551 | Working Hard to Raise Credit Rating | B | $3,000 @ 11% | Aug 04, 2007 | Expired |
| 207513 | Working Hard to Raise Credit Rating | C | $2,400 @ 11% | Sep 26, 2007 | Expired |
| 213687 | ReList - Paying One Card Off at a Time | C | $2,000 @ 11% | Oct 10, 2007 | Withdrawn |
| 216023 | 670 Credit Rating - Verified Lender | C | $1,100 @ 11% | Oct 15, 2007 | Loan created |
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