Emergency dental and daughter's college summer tuition
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 37% |
| Lender Rate: | 35% | Borrower: | msdteacher |
| Finished | State: | KY | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-05 | EricsCC ROI: | 34% |
| Status History | |
|---|---|
| Aug 05, 2008 | Current |
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Hello, The loan money would be used to pay the balance on my daughter's college summer tuition, a dental procedure for me, and a couple of monthly household bills. I know I will get back on track once my school year (I am a teacher) begins and my monthly paychecks resume. I am confident that, with the help of a $10,000 increase in salary, I will not only get back on track but take the lead in repaying my debts. My base salary increased by $4000.00 and I have taken an extra school position (hopefully two) that will increase my salary by an additional five to six thousand dollars. I would repay the loan monthly until January, 2009 at which time I would pay the balance in full with my income tax refund. I became a single parent when my daughters (who are now 21 and 27) were 3 and 9 years old. Years of raising them alone and trying to give them a complete and exposed childhood led me to where I find myself today. I made some poor decisions when companies dangled a much needed loan in my face and I soon got in over my head. I managed to keep afloat with student loans while completing my graduate studies. The days of student loans are over (thankfully I don't have to repay these loans as I am a special education teacher in a depressed area and in a teacher loan forgiveness program) and everything has caught up with me. I have no doubt that I will conquer this debt and a little help from Prosper would be so appreciated. Thanks so much for your consideration, |
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