p2p lending at lending club
paying down chemo bills for my son
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Listing Information
Amount: $10,000.00 Status: Expired
Grade: D DTI: 25%
Lender Rate: 29% Borrower: twosons
Time Left: Finished State: NY
Funded: 18% Group: (No Group)
Purpose of loan:
This loan will be used to? pay down high interest bills accumulated during my son's chemo and radiation treatments. He was 11 years old when he started chemo and is now 16.  It was a long road, but we made it!! Now we would like some financial relief.  If I would've known then what I know now about reading between the lines of coverage on insurance policies I would have gotten a much better policy!  The credit card companies are killing us with high interest making it impossible to get our heads above water. My wife and I both have very stable jobs with longevity, but because of our debt ratio interest rates are through the roof!  We are making all payments on time now, but the balance does not budge because of the interest, we need to get out of this vicious circle, move on with our lives looking for a better future!  Life is good...we just now want to make it breathable!

My financial situation:
I am a good candidate for this loan because? I have a good stable job that I have been at for almost 36 years.  My wife is starting back to work at her old job which she has been at for 25 years which will make it even easier.  Eventually she will go full time (part time right now because our son still needs herI  We will be very reliable in making payments., as we are now even with the high interest rates.    I already make payments on time, would just like to see the balance go down a little faster.

Monthly net income: $ 98,764.00

Monthly expenses: $
  Housing: $ 975.00
  Insurance: $ 65.00
  Car expenses: $ 375.00
  Utilities: $ 250.00
  Phone, cable, internet: $ 350.00
  Food, entertainment: $ 200.
  Clothing, household expenses $
  Credit cards and other loans: $ 4000.00
  Other expenses: $
Borrower's Other Listings
367518 paying down chemo bills for my son D $25,000 @ 15% Jul 15, 2008 Expired
381423 paying down chemo bills for my son D $10,000 @ 33% Aug 12, 2008 Expired
384959 paying down chemo bills for my son D $7,500 @ 28% Aug 19, 2008 Loan created

 

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