Eric's Credit Community

First, thank you so much for taking the time to evaluate my wife and I as a potential borrower. We read about Prosper in Fast Company, and it?s always encouraging to see innovative ventures that benefit both customers and investors.

My wife and I are using this loan to consolidate and pay off credit card debt incurred while furnishing our first home and caring for a pet that was seriously ill with cancer. We are also planning to start a family soon, and would like to expedite the process of paying down our debts so we can focus our attention on building the best possible future for our family!

My wife and I are both high-income earners with an annual gross income of roughly $200,000. We both have stable jobs (education and medical device sectors) and take our financial responsibilities seriously. Below are our detailed monthly expenses for your consideration. If the opportunity arises through work-related bonuses to repay our loan faster than the Prosper timetable, we will do so.

Monthly Net Income: 10280

Mortgage: 1481

Car Payments: 986

Student Loan: 160

Utilities: 620

Debt: 1000 *To Be Replaced by Prosper Loan

Other Household Expenses: 960

Thank you so much for your consideration! Please do not hesitate to ask any questions concerning our financial goals and situation.