p2p lending at lending club
Pay off daughter's student loan & parents

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Listing Information
Amount: $18,500.00 Status: Expired
Grade: A DTI: 46%
Lender Rate: 20% Borrower: momfirst
Time Left: Finished State: CA
Funded: 6% Group: BORROWERS - Free instant Listings - LARGEST GROUP

Thank you for viewing my request. I am a good candidate for this loan because there is a second income from my husband. I have been employed as an HR/Accounting Administrator for over 5 years and just started a new job with an established service company. My base salary is $52,000 with an end of year profit share of $13,000. Six years ago, my husband?s successful business of 14 years closed its doors due to the financial downturn of 2001 and we have been working extremely hard to re-establish our credit. We have improved our credit drastically since 2003.

Purpose of loan:
This loan will be used to pay off our daughter?s student loan and my parents. We have a Sallie Mae variable interest student loan because at the time we did not have favorable credit. After making payments for 13 months, we have yet to pay down the principal. We have no credit card debt ? just medical bills, Sallie Mae student loan, and money owed to my parents when our business closed.

Monthly net income: $3,706 plus $3,200 from husband?s salary.

Combined Monthly expenses:
Housing: $1630
Groceries: $550
Phone, internet: $175
PG&E: $45
Car payment: $492
Gas & Insurance: $270
Parents: $750

Thank you for considering my loan. Feel free to contact me with any questions.

Borrower's Other Listings
94555 Credit Card Consolidation C $12,300 @ 13% Feb 07, 2007 Expired
99725 Pay Off Credit Card Debt C $7,500 @ 14% Feb 14, 2007 Withdrawn
196305 Pay High Interest Credit Cards C $6,000 @ 18% Sep 02, 2007 Expired
202974 PAY OFF High Interest Credit Cards C $6,000 @ 18% Sep 17, 2007 Loan created
368131 Pay off student loan A $19,500 @ 33% Jul 15, 2008 Withdrawn
368699 Paying off student loan A $19,500 @ 24% Jul 16, 2008 Expired
376824 Improved credit, pay off debt for good A $17,400 @ 22% Aug 02, 2008 Withdrawn
377164 Improved credit, consolidate to one payment A $17,500 @ 23% Aug 03, 2008 Expired
381948 Relisting - consolidate personal debt A $12,700 @ 19% Aug 12, 2008 Expired
386499 RELIST - 2nd Prosper Loan A $12,700 @ 20% Aug 21, 2008 Withdrawn
386512 Pay off medical bills A $5,600 @ 11% Aug 21, 2008 Withdrawn
388206 Relist - lower amount PLEASE HELP A $6,500 @ 13% Aug 25, 2008 Loan created

 

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