Pay off my debts
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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: C DTI: 47%
Lender Rate: 19% Borrower: bluewaves
Time Left: Finished State: AR
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-01 EricsCC ROI: 18%
Status History
Aug 01, 2008 Current
Purpose of loan:
This loan will be used to? pay for unexpected expenses.  I am a 6th grade science.  I have been a teacher for the past 5 years.  I relocated from the north to the south about 4 years ago to assist my aging mother.  I am a divorced mother of one teenage son who (thankfully) has not given me any problems.  Although, the move has been an adjustment for us both, I think it was the right move.  Within the last 3 weeks I had some unexpected, but necessary expenses...the old saying "when it rains it pours" well it poured.  I got a computer virus, which may or may not have resulted in a dead motherboard a week later.  As a teacher I need a computer.  Then my car's alternator, the battery and belts decided they had had enough, and lastly, I had some medical expenses that were not covered at 100%.  

My financial situation:
I am a good candidate for this loan because? I take my finances seriously, and do not want to jepordize my financial stability.  With this loan I'll be able to pay the expenses off and then make one low monthly payment.  My yearly income increases to $43,000 for the 08-09 school year.  The current monthly net income and expenses do not reflect my 08-09 increase. 

Monthly net income: $ 3342

Monthly expenses: $
  Housing: $ 1203
  Insurance: $ 55
  Car expenses: $ 100
  Utilities: $ 200
  Phone, cable, internet: $ 165
  Food, entertainment: $ 250
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 400
  Other expenses: $ 200
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