Pay off my debts

| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 47% |
| Lender Rate: | 19% | Borrower: | bluewaves |
| Finished | State: | AR | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-01 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Aug 01, 2008 | Current |
|
Purpose of loan: This loan will be used to? pay for unexpected expenses. I am a 6th grade science. I have been a teacher for the past 5 years. I relocated from the north to the south about 4 years ago to assist my aging mother. I am a divorced mother of one teenage son who (thankfully) has not given me any problems. Although, the move has been an adjustment for us both, I think it was the right move. Within the last 3 weeks I had some unexpected, but necessary expenses...the old saying "when it rains it pours" well it poured. I got a computer virus, which may or may not have resulted in a dead motherboard a week later. As a teacher I need a computer. Then my car's alternator, the battery and belts decided they had had enough, and lastly, I had some medical expenses that were not covered at 100%. My financial situation: I am a good candidate for this loan because? I take my finances seriously, and do not want to jepordize my financial stability. With this loan I'll be able to pay the expenses off and then make one low monthly payment. My yearly income increases to $43,000 for the 08-09 school year. The current monthly net income and expenses do not reflect my 08-09 increase. Monthly net income: $ 3342 Monthly expenses: $ Housing: $ 1203 Insurance: $ 55 Car expenses: $ 100 Utilities: $ 200 Phone, cable, internet: $ 165 Food, entertainment: $ 250 Clothing, household expenses $ 50 Credit cards and other loans: $ 400 Other expenses: $ 200 |
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