Buying a beater and Down payment for a home
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Expired |
| Grade: | E | DTI: | 23% |
| Lender Rate: | 35% | Borrower: | thelsel |
| Finished | State: | MO | |
| Funded: | 5% | Group: | Vets helping Vets |
|
Purpose of loan: This loan will be used to? I will use this money to buy a cheap, reliable vehicle which will be my family's second. I intend to use it for work use only and will be buying a car with better gas mileage than my current car. I will use the left over money to help with a down payment on a home. My financial situation: I am a good candidate for this loan because? I can and will pay every cent back, on time. I have another loan with prosper that opened a in November of 2005. I was late by five days one month. I have no excuse for this other than less than stellar planning. I do have poor credit, due to poor choices when I was younger. My wife and I now budget monthly and update weekly and when necessary. I currently live at my parents home and as such have no utility bills other than my cell phone. I also have a car payment and insurance payment. As such, I have been able to put together security fund in savings which I never touch unless absolutely needed. Monthly net income: $ 3040 Monthly expenses: $ Housing: $ 0 Insurance: $ 71 Car expenses: $ 373 Utilities: $ 0 Phone, cable, internet: $ 90 Food, entertainment: $ 700 Clothing, household expenses $ 150 Credit cards and other loans: $ 100 Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 49069 | We really need a hand up... | HR | $3,000 @ 22% | Oct 16, 2006 | Withdrawn |
| 51198 | Back on track | HR | $1,500 @ 23% | Oct 21, 2006 | Expired |
| 54328 | Catching up and Moving On | HR | $1,250 @ 23% | Oct 28, 2006 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|