Eric's Credit Community

Purpose of loan:
Someone please take a chance on me!!!  I am wanting to pay off some high interest debt and work on getting my credit back in order. I went through a very long and expensive divorce that was finalized almost 5 years ago. I have slowly started to re-establish my credit, but the divorce and the resulting bills really took a toll on everything. I am eventually hoping to buy a home to share with my children, but I need to work on my credit before that can become a reality.  I realize that due to living in Florida, my interest rate is lower than some would like, but that is something that I have no control over. 

My financial situation:
Last year,  I received a promotion that resulted in a $20,000 per year raise, with the ability to earn an additional $6000 in a performance bonus.  With that being said, my financial situation is finally turning around. I have worked very hard over the past few years to work on all of the damage done to my credit as the result of the divorce, it has been a slow process, but I am determined to turn things around.  I am needing someone to take that chance and believe in me.  You won't be disappointed. 

Monthly net income: $ 2700.00

Monthly expenses: $
Housing: $700.00
Insurance: $ 160.00
Car expenses: $ 155.00
Utilities: $ 80.00
Phone, cable, internet: $ 60.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 50.00
Credit cards and other loans: $ 150.00
Other expenses: $ 45.00

Leaves: $ 1200 for Prosper