To make paying off my credit cards easier
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 13% |
| Lender Rate: | 16% | Borrower: | sarahanna23 |
| Finished | State: | IA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-31 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Jul 31, 2008 | Current |
|
Purpose of loan: This loan will be used to pay off some high interest credit cards. I am a small town Iowa girl so 25,000/yr income is just right for me. My bills are not too much but I have applied for several loans and have been turned down every time because I have applied for so many in a short period of time. They say my cards are almost to their limit which a few are ALMOST to the limit but not all of them. I am just sick of paying the high interest and only being able to pay a little bit at a time. My credit isn't really that bad, I always pay my bills on time and have been at this job since a I graduated from college in April 2007. I am a hard working person who does not want to get ripped off and I just want someone to trust me and think that I am a reliable person. My financial situation: I am a good candidate for this loan because I work full time, and I always pay my bills on time. I think it will be easier to have one monthly payment to worry about rather than several different payments and only making the minimum amount on each credit card really gets me no where fast. I have student loans to pay as well but I do make my payments on time every time. I think when I was in college I had one bad credit card that I didn't make any payments on and it is reflected on my credit score but I paid that off and now I do pay my bills, I just need help and I feel that this is the right to place to ask such generous people. Monthly net income: $ 1,499 after taxes Monthly expenses: $ Housing: $ 350 Insurance: $ 161.60 Car expenses: $ 100 gas Utilities: $ 150 Phone, cable, internet: $ 110 Food, $ 75 household expenses $ 75 Credit Card Bills $400 With this loan I will be cutting that bill in half and hopefully able to save a little bit of money. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 365244 | To make paying off my credit cards easier | C | $5,000 @ 5% | Jul 11, 2008 | Withdrawn |
| 365785 | To make paying off my credit cards easier | C | $5,000 @ 20% | Jul 11, 2008 | Withdrawn |
| 368287 | To make paying off my credit cards easier | C | $5,000 @ 18% | Jul 16, 2008 | Expired |
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