p2p lending at lending club
Doctor Investing For Future

Click Here to view this listing on Prosper
Listing Information
Amount: $10,000.00 Status: Expired
Grade: AA DTI: 27%
Lender Rate: 8% Borrower: meikaizen
Time Left: Finished State: PA
Funded: 51% Group: (No Group)
Purpose of loan:
This loan will be used to?invest! I am currently a second year Internal Medicine resident at a large academic university hospital.  Because I have been a student for so long, my investing opportunities have been quite limited until now.  I will use this money to fully fund my 2008 IRA account with the remaining to dabble in different side investments.

My financial situation: My current stipend is 47K with very modest expenses.  I spend most of my time working in the hospital and live a relatively simple lifestyle. My medical school loans are all in deferment and/or economic hardship during residency/fellowship. I live walking distance to work and do not have unreasonable expenses.

My expenses:
Rent: $1000
Utilities/Cell Phone: $100
Food/Entertainment: $200-250.

I am a good candidate for this loan because?I am as responsible with my money as I am with other aspects of my life. My long credit history, credit grade, and low DTI ratio speak for itself. I've never had a single late payment or delinquency. I will also start moonlighting shifts in the upcoming months (at a MUCH higher hourly rate) which should give me an even nicer income buffer. Perhaps the biggest assurance for you though is that I have virtually 100% job security with guaranteed increased earning power (several fold) in the next several years. I've kept a flawless record since my teen years so it would be unthinkable to risk undermining that now.
Borrower's Other Listings
278186 Investing For Future AA $7,500 @ 5% Feb 10, 2008 Expired
293746 Doctor Investing For Future --State Maximum AA $5,000 @ 5% Mar 15, 2008 Expired
299256 Doctor Investing For Future --State Maximum AA $5,000 @ 5% Mar 25, 2008 Expired
375442 Doctor Investing For Future AA $7,500 @ 8% Jul 30, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here