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Single Mother in Need of Financial Help

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Listing Information
Amount: $1,500.00 Status: Expired
Grade: HR DTI: 18%
Lender Rate: 35% Borrower: taushadoll
Time Left: Finished State: CA
Funded: 17% Group: Sonic Lenders
Hello, My name is La Tausha and I am 33 year old divorced mother who lives in California.  I work as a Occupancy Specialist for a real estate management company which pays me twice every month on the 15th and the 31st. I make $2713.80 a month  before taxes.  I already have an existing loan in good standing with Prosper since August 2006. I have learned my lesson I know that I have messed up in the past but I am trying my hardest to rectify the financial dings I brought on myself.  I need this money to pay off 4 payday loans totalling $1155 because without child support and family help times got hard. The rest of the money would go to buy school clothes for my son. I am so sick of running to the payday loan companies ever payday and don't get home until 8pm. It just makes my stomach turn to know I work so hard and can't even buy myself or my son something nice.

I tend to balance my bills out to make ends meet but I believe this payment would be easy to make because I can take half of the payment from one paycheck and the other half of the payment from the last paycheck of the month.  I am asking for $1500 with maximum interest rate.  I do have a car note that I have been paying on time for the last year and a half but I have paid off my previous car which shows on my credit report. I will be able to make the payments on time.  I hope that members of this group will find it in their hearts to help me get back on track and away from payday loans.

Current Monthly Expenses 
Rent $751
Light Bill $30
Gas Bill $25
Cell Phone Bill $50
Telephone Bill $40 
Prosper Loan: 106
Groceries $300 
Gas for my car $200
Car Payment: $325
Child Care: 200
Car Insurance: $72
Total : $2099                                           
                

 $2713.80 Work Pay (Monthly)
-$2099 Monthly expenses           
$614.80 per month remaining

New Monthly Expenses
Rent $751
Light Bill $30
Gas Bill $25
Cell Phone Bill $50
Telephone Bill $40
Prosper Loan $106
Prosper Loan #2 $67
Groceries $300
Gas for my car $200
Car payment $325
Car Insurance $72  
Total : $1966             
                                                 

 $2712 Work Pay (Monthly)
-$1966 Monthly Expenses
$752 remaining (Yay!)
Borrower's Other Listings
27828 Single mother in need of some help HR $2,550 @ 9% Jul 31, 2006 Withdrawn
28099 Single mother in need of a little help HR $2,550 @ 29% Aug 01, 2006 Withdrawn
28222 help to fix car and buy my son school clothes HR $2,550 @ 29% Aug 01, 2006 Withdrawn
28228 help fix my car and buy my son school clothes HR $2,550 @ 29% Aug 01, 2006 Withdrawn
29161 Single Mother In Need Of Some Help HR $2,550 @ 28% Aug 04, 2006 Withdrawn
29278 Single Mother in Need of Financial Help HR $2,550 @ 29% Aug 05, 2006 Loan created
369092 Single Mother in Need of Financial Help HR $1,500 @ 35% Jul 19, 2008 Withdrawn
380868 Single Mother in Need of Financial Help HR $3,000 @ 16% Aug 14, 2008 Loan created

 

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