2nd Child On The Way--Need 2nd bathrm.
| Listing Information | |||
|---|---|---|---|
| Amount: | $14,300.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 68% |
| Lender Rate: | 27% | Borrower: | banksters |
| Finished | State: | CO | |
| Funded: | 1% | Group: | (No Group) |
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Purpose of loan: We have a 2nd child on the way. Instead of trying to buy a larger home (and thereby trying to sell our current Townhome), we are remodeling the basement into a living space. The last thing to do is put in the bathroom (approx. $10,000 when all said and done). My financial situation: I have been faithful to my payments on the first loan. We have had to use our credit cards on the remodeling job. I will use the remaining $4600 to pay off 1 credit card.My payment history hopefully speaks for itself. And my wife who works will be paying this loan, although I can't include her income which effects the DTI. Keep in mind many if not most of our expenses are shared. We are not behind on any bills. All bills are paid on time. Monthly net income: $ 4400.00 Monthly expenses: $ Housing: $ 650 (this is my half of the mortgage payment. My wife pays the other half.) Insurance: $ 163.00 Car expenses: $ 330.00 Utilities: $ 140.00 Phone, cable, internet: $ 170.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 200.00 Credit cards and other loans including current Prosper loan: $ 1300.00 Other expenses: $250.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 152700 | High Interest Credit Card Consolidation Loan | A | $15,000 @ 18% | Jun 15, 2007 | Loan created |
| 369877 | 2nd Child On The Way | B | $14,600 @ 22% | Jul 19, 2008 | Withdrawn |
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