Paying off credit cards and fixing our house
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 16% |
| Lender Rate: | 20% | Borrower: | somellama |
| Finished | State: | IL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-30 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Jul 30, 2008 | Current |
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Purpose of loan: This loan will be used to pay off my high interest credit card debt I accumulated from my wedding and some medical bills. My financial situation: I am a good candidate for this loan because I am a police officer for a large city which affords me excellent job security. I have never missed making a payment. I recently bought a new house and I am working on replacing all of the old appliances. I am currently living within my means, but the credit card debt from my past is still in the way. I am confident that after the credit cards are paid off, I will be able to live without them. I have two cars that are both paid in full - one is in excellent condition. Monthly net income: $ 4250.00 Monthly expenses: $ Housing: $ 1900.00 Insurance: $ 285.00 Car expenses (fuel/maintenance): $ 150.00 Utilities: $ 250.00 Phone, cable, internet: $ 150.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 350.00 Credit cards and other loans: $ 600.00 Other expenses: negligible |
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