p2p lending at lending club
Second time borrower - No risk

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Listing Information
Amount: $10,000.00 Status: Withdrawn
Grade: A DTI: 20%
Lender Rate: 12% Borrower: waldo1075
Time Left: Finished State: OR
Funded: 100% Group: (No Group)
Purpose of loan:
My company moved their office and I would like to get a car to avoid the bus hassle.  I am a lender on Prosper as well and I undersnad the risk people take in lending money.  Having taken a previous loan, you can see that I had paid everything on-time and even finished the loan early.  My credit is important to me and I feel it is an obligation to always pay your debts on time.

My financial situation:
I have been working in the IT field for many years.  I love the company I'm working for and we are growing in the healthcare industry.  All my accounts are current and balances remain extremely low.  My student loans are $13k and are deferred while I'm in school.  Thanks for your interest and your bid.

Monthly net income: $ 1560

Monthly expenses: $ 900
  Housing: $ 340
  Insurance: $ 100
  Car expenses: $ n/a
  Utilities: $ 35
  Phone, cable, internet: $ 165
  Food, entertainment: $ 250
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 50

Remaining for Prosper Loan: $ 570
Borrower's Other Listings
133481 Trying the borrowing side AA $1,500 @ 7% May 06, 2007 Loan created

 

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