Need a Small Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 26% |
| Lender Rate: | 23% | Borrower: | snowdogminn |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-08-14 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Aug 14, 2008 | Current |
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Purpose of loan: The loan will be used to consolidate existing debt. My financial situation: I have a professional degree (8 years total of college and graduate school). My wife has a B.S. degree. She is self-employed. She works as an eBay Power Seller on eBay for the past seven years. eBay Seller ID is Yuzanaflower. We are suprised that Prosper lowered our credit rating as our score went up on both of our credit reports and our outstanding credit balances have gone down. Our credit utilization score and debt to income ratio are also way off as Propser uses all three bureaus and counts the loans three times as an account. We have tried to fix it but to no avail so we are doing the listing anyway and basing everything on the stability of both of our employment history. Myself (17 years as a Trust Officer) Wife (10 years eBay) Myself $3300 Wife $2000 Total $5300 Monthly expenses: $ Housing: $1400 Car Insurance: $200 Car expenses: $400 Utilities: $125 Phone, cable, internet: $150 Food, entertainment: $400 Clothing, household expenses $300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 211389 | Relocation Expenses | C | $3,000 @ 16% | Oct 05, 2007 | Loan created |
| 308810 | Debt Consolidation | C | $14,000 @ 16% | Apr 12, 2008 | Withdrawn |
| 308905 | Debt Consolidation | C | $9,500 @ 16% | Apr 12, 2008 | Withdrawn |
| 310542 | Debt Consolidation | C | $6,500 @ 26% | Apr 14, 2008 | Withdrawn |
| 310600 | Debt Consolidation | C | $6,500 @ 26% | Apr 14, 2008 | Expired |
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