Credit Card Consolidation/Paying off 401k Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 8% |
| Lender Rate: | 18% | Borrower: | AcctExec |
| Finished | State: | NY | |
| Funded: | 100% | Group: | KoyneLoans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-28 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Jul 25, 2008 | Current |
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Purpose of loan: Using the loan to pay off credit card and 401k debt, so I have (1) monthly payment. Also want to increase my credit score by paying off multiple loans. My financial situation: I make a base salary of $110k, with an average yearly commission between $70 - $100k. I just started a new job in June of 08, but have been in the same line of work for over 6 years. I am an excellent candidate with no credit delinquencies in the past 9 years. Monthly net income: $5,600 (base) & between $1,000 - $5,000 commission Monthly expenses: $ Housing: $ 2,600 Insurance: $ none Car expenses: $ none ($80 a month for a metro card - live in NYC) Utilities: $ 50 Phone, cable, internet: $ 200 Food, entertainment: $ 500 Clothing, household expenses $ 200 Credit cards and other loans: $ none with this loan Other expenses: $ 300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 31754 | Need to pay off car loan payment in full | C | $5,000 @ 15% | Aug 16, 2006 | Expired |
| 33275 | Need to pay off car in full | C | $5,000 @ 15% | Aug 22, 2006 | Loan created |
| 368480 | Credit Card Consolidation/Paying off Debt | B | $20,000 @ 25% | Jul 16, 2008 | Withdrawn |
| 368528 | Credit Card Consolidation/Paying off Debt | B | $20,000 @ 20% | Jul 16, 2008 | Withdrawn |
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