p2p lending at lending club
Credit Card payoff
Homeownership Verified

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: AA DTI: 18%
Lender Rate: 8% Borrower: drenalin
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-08-21 EricsCC ROI: 7%
Status History
Aug 21, 2008 Current
Purpose of loan:
Debt Consolidation.  This is going to replace a credit card balance that is currently 13.99%. 

My financial situation:
I have been employed regularly since 1999 and have a clean credit record.  My wife and I pride ourselves on paying bills on time and keeping up with our finances.  Our other prosper loan was for a kitchen renovation.  That project is finished but we put some of the expenses we ran over on credit card.  Working on getting that balance into a more set payment so we can pay it off more quickly.

Monthly net income: $ 6500

Monthly expenses: $
  Housing: $ 2550
  Insurance: $ 300
  Car expenses: $ 200 (gas and maintenance, car is fully owned)
  Utilities: $ 120 (gas/electric/water/garbage - we have solar panels)
  Phone, cable, internet: $ 130
  Food, entertainment: $ 600
  Clothing, household expenses $ 150
  Credit cards and other loans: $
     cc#1 1.9% - $100
     cc#2 1.9% - $100
     prosper#1 - $706
  Other expenses: $
Borrower's Other Listings
139715 Kitchen renovation AA $22,000 @ 10% May 18, 2007 Loan created

 

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