p2p lending at lending club
PLEASE HELP ME! Ive had 6 expired listings

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Listing Information
Amount: $1,500.00 Status: Loan created
Grade: HR DTI: 28%
Lender Rate: 25% Borrower: missbighead
Time Left: Finished State: VA
Funded: 100% Group: HR-Bad Credit BUT Good People!
Loan Information
Loan Status: Current Origination Date: 2008-07-28 EricsCC ROI: 23%
Status History
Jul 26, 2008 Current
Thank You For Viewing My Loan,

Hello! I am a 20yr Female from Virginia. In the short time I have established credit I have made some very bad decisions and have gone through times that at the time I wasn't worried about how it would effect me. As you see I am very young. I had to learn for myself the consequences and great outcomes of having credit. But within the last Two years I have matured so much I look back and regret the decisions that have cause me such high-risk credit. I do pay my bills on time now! I just need someone to give me the chance I need

MY CREDIT SCORE IS LOW BECAUSE when I first got my credit cards I was very careless with my payments. Now I trying to pay catch up with the back payments. The more I pay, it still seems like I can?t catch up.

MY SITUATION HAS IMPROVED BECAUSE I now am a Preparatory School teacher making more money.  I also help my mom on Saturday's making an average of $75 dollars in her salon. I always make sure I pay the bills on time to show that I am trying to pay it off

THE PURPOSE OF THE LOAN IS TO pay off all the debt in one payment. Those ways we can focus on my loan from prosper. We plan on becoming first homebuyers soon. So we need this loan NOW!

MONTHLY INCOME OF 1500
HOUSING$ 250
insurance $ 220
CAR NOTE $ 280
PHONE BILL 80
FOOD $150 
WITH A REMAINDER OF $300 A MONTH (MOSTLY USED FOR GAS)

My fiance' and I stay strictly to our budget. We sit down each Sunday after church to review the daily budget. We have already added the possibility of getting the loan in our budget. My fiance has added it to his funds too. Here is what the loan will be used for

A. Virginia Credit Union Visa $600 (24.99%)
B. Doctor Bill $300
C. Wal-Mart Bill $600 (27.37%)


I HOPE YOU MAKE THE DECISION TO BID ON MY LOAN. I PRAY THAT ONE DAY I CAN BE IN YOUR SHOES HELPING SOMEONE WITH MY SITUATION!!!                                                                
Thank You For Your support
PLEASE GIVE ME A CHANCE I PROMISE I WON'T LET YOU DOWN
I also will be doing automatic payments!!!
Borrower's Other Listings
316711 Paying off Some Bills, Going to School, Decorating Apartment HR $3,000 @ 35% Apr 23, 2008 Withdrawn
317976 NEED HELP BAD NO ONE WILL HELP HR $3,000 @ 35% Apr 25, 2008 Expired
324082 TAKING BACK MY LIFE FROM CREDIT CARDS HR $3,000 @ 35% May 02, 2008 Expired
337247 PLEASE BLESS ME WITH YOUR HELP HR $1,200 @ 35% May 22, 2008 Withdrawn
339744 4th Listing and No One Has Yet to Help Me(My Last Try) HR $1,200 @ 35% May 27, 2008 Expired
343673 5th Listing and Not Enough Help Yet (My Last Try) HR $2,500 @ 35% Jun 03, 2008 Expired
348042 YOU GOT ME TO 60%! IM ALMOST THERE GET ME 100% HR $2,100 @ 35% Jun 10, 2008 Expired
352062 This Is My 8th Listing (HAVE NOT HAD ANY HELP) HR $1,800 @ 35% Jun 17, 2008 Withdrawn
354017 PLEASE BELIEVE IN ME!!!! HR $2,300 @ 35% Jun 20, 2008 Withdrawn
355520 PLEASE HELP ME! i WILL NOT LET YOU DOWN HR $3,000 @ 35% Jun 24, 2008 Expired
360886 PLEASE HELP ME! Ive had 6 expired listings HR $3,000 @ 35% Jul 06, 2008 Withdrawn

 

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