cutting up my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $19,000.00 | Status: | Expired |
| Grade: | AA | DTI: | 29% |
| Lender Rate: | 8% | Borrower: | francisrippee |
| Finished | State: | CA | |
| Funded: | 1% | Group: | (No Group) |
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Purpose of loan: This loan will be used to pay off my Universal Studios credit card that has an % rate of 9.9, my Discover card with an % rate of 11.9, and Citi Card with an % rate of 12.9. I plan to close the Discover and Citi Card accounts and reduce my Universal available credit to a managable limit of $1K. I have learned that relying on credit cards leads down a road of financial ruin. My financial situation: I am a good candidate for this loan because I believe in taking responsibility for my actions, spending habits, and paying back what i borrow. I am a police officer and a divorced single mother of two, ages 15 and 10. In 2007 I had non-hodgekins lymphoma but continued to work during chemotherapy. The added medical expenses combined with legal fees, a high mortgage, and the increase in daily living expenses have pushed me to living on every penny I earn. I refuse to file bankruptcy, "walk away" from my home, or give up on my situation. I am honest to a fault and beleive there are good people out there who will help me. My credit is excellent. I take pride in the fact that I have never had one late payment on any of my loans since I first borrowed at age 18. Please help me. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 374688 | Credit consolidation | AA | $13,000 @ 12% | Jul 28, 2008 | Loan created |
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