Consolidating Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 40% |
| Lender Rate: | 14% | Borrower: | jake89 |
| Finished | State: | NJ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-07-23 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jul 22, 2008 | Current |
|
Purpose of loan: This loan will be used to pay off my previous Prosper loan , so I can pay lower monthly payments. My financial situation: In January of this year, I started working full time as a supervisor at a home improvement store.I am guaranteed 40 hours/week. Refiancing with this loan we help me to have all debt paid off within 2 years. I have zero delinquencies. I know how important it is to have and keep good credit. My financial plan: I'm actively working to pay off my debts and get my interest rates reduced . I recently paid off my visa card and my chase CC. I have 16000 in cc debt I want to pay off within two years- which I plan to do with this loan. Monthly gross income:$2426 monthly taxes: $399 Med Fsa : $227 Medical,Vision,Dental:$149 Disability Ins.(short ,long):29 Monthly net income: $ 1622 Monthly expenses: $ 1072 Housing: $ 0 (parents) Utilities : $ 0 (parents) Car Insurance: $ 89 Car gas and maintenance: $175 Cell Phone: $10 Land line Phone: $18 Food, groceries: $ 200 Clothing :$ 20 Credit cards: $ 391 (min) Prosper Loan: $301 Extra Payments on CC: $590 After Prosper Funding: Housing: $ 0 (parents) Utilities : $ 0 (parents) Car Insurance: $ 89 Car gas and maintenance: $175 Cell Phone: $10 Land line Phone: $18 Food, groceries: $ 200 Clothing :$ 20 Credit card: $391 Prosper: $(paid off with this loan) 2nd Prosper Loan: $230 Thank you for taking the time to look at my loan request. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 158036 | Consolidating Credit Card Debt | D | $17,000 @ 14% | Jun 25, 2007 | Expired |
| 163800 | Need Help With High APR CC Dept , State Max | D | $5,000 @ 14% | Jul 05, 2007 | Expired |
| 176290 | New B looking to refinance CC debt | B | $6,000 @ 14% | Jul 25, 2007 | Expired |
| 192537 | New B looking to refinance CC debt | B | $8,000 @ 14% | Aug 24, 2007 | Expired |
| 206813 | "A" Rating ~ Consolidating Debt | A | $9,000 @ 13% | Oct 29, 2007 | Loan created |
| 362456 | Consolidating Debt | B | $5,000 @ 14% | Jul 09, 2008 | Withdrawn |
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