IN A BAD SITUATION FOR ALL THE RIGHT REASONS....
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Expired |
| Grade: | C | DTI: | 36% |
| Lender Rate: | 35% | Borrower: | Remember-The-Rain |
| Finished | State: | CA | |
| Funded: | 7% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
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REASON FOR THE LOAN: I intend to use the money to pay-off a high interest loan, with Quick Click Loans (260/mo., for 3 years, for a $2500 loan). I took out this loan to help a relative catch-up, on their mortgage payment. I will also pay-off my stock loan. Once this loan is paid, I will take out another stock loan, in the amount of $13,000. I will use this stock loan to pay-off my current Prosper loan (taken in June of 2006, with monthly payments of $156/never late) and to pay a large chunk of my new Prosper loan, so as to lower my debt to income ratio. I will use the remaining money to make some repairs on my vehicle and pay-off a couple of small credit cards. I am proud to report that I have one loan, (orig. loan $13,000 through my credit union) that will be paid-off soon. The remaining balance is $484. Once paid, this will free up an additional $220 a month. ABOUT ME: I am an extremely responsible person who has run into some hard times. In 2001 I encountered a huge financial hardship. My dad passed and I exhausted all of my resources in order to help my mom keep her home. Prior to that, all of my bills were paid on time (I had more bills and less income back then). All of my bills are current and I don?t have a problem paying my bills. I would just like the opportunity to pay them off sooner, by taking a loan, with a lower interest rate. I make a decent amount of money, and would love the opportunity to put that money to good use (pay-off bills faster, invest more into my company?s 401K, improve my credit rating, and reinvest in Prosper). Monthly net income: $ 3200 Monthly expenses: $ Housing: 0.00 $ Insurance: 110 $ Car expenses: 650 (includes fuel) $ Utilities: 300 $ Phone, cable, internet: 300 $ Food, entertainment: 250 $ Clothing, household expenses 80 $ Credit cards and other loans: 886 $ IRS: 300 Thank you for taking the time to consider my request. Please feel free to contact me if you require additional info. Thanks again. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 15725 | I ONLY NEED THE MONEY FOR 3 MOS ...LOAN W/B PIF BY SEPT 06 | D | $4,000 @ 24% | May 25, 2006 | Expired |
| 17734 | I ONLY NEED THE MONEY FOR 3 MOS...LOAN W/B PIF BY SEPT 06 | C | $4,000 @ 24% | Jun 04, 2006 | Loan created |
| 366840 | IN A BAD SITUATION FOR ALL THE RIGHT REASONS.... | C | $9,000 @ 35% | Jul 14, 2008 | Withdrawn |
| 371052 | RELIST 4 LOWER AMOUNT - BAD SITUATION 4 THE RIGHT REASONS... | C | $7,500 @ 25% | Jul 21, 2008 | Withdrawn |
| 371476 | RELIST: I WANT 2 ELIMINATE MOST OF MY DEBT W/ A PROSPER LOAN | C | $7,500 @ 35% | Jul 22, 2008 | Expired |
| 375141 | Relist 4 Lower Amount - Just need a little help... | C | $7,000 @ 35% | Jul 29, 2008 | Withdrawn |
| 375408 | Relist 4 Lower - I want to consolidate bills and fix my car | C | $6,900 @ 35% | Jul 30, 2008 | Withdrawn |
| 375424 | Relist 4 Lower - I want to consolidate bills and fix my car | C | $6,900 @ 35% | Jul 30, 2008 | Withdrawn |
| 377859 | Relist for much Lower - Car repairs & payoff a few bills | C | $5,900 @ 35% | Aug 04, 2008 | Loan created |
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